Your home is likely your most valuable asset. Home insurance protects not just the structure, but your belongings, liability, and peace of mind.

Home insurance is essential for every homeowner, but many don't fully understand what's covered:

**What Home Insurance Typically Covers:**

**Dwelling Coverage**
Repairs or rebuilds your home if damaged by covered perils like fire, wind, hail, or lightning.

**Personal Property Coverage**
Protects your belongings?furniture, electronics, clothing?anywhere in the world.

**Liability Protection**
Covers legal fees and damages if someone is injured on your property.

**Additional Living Expenses**
Pays for temporary housing if your home becomes uninhabitable.

**What's NOT Typically Covered:**
- Flood damage (requires separate policy)
- Earthquake damage (requires endorsement)
- Normal wear and tear
- Pest infestations

**How to Save on Home Insurance:**
- Bundle with auto insurance
- Install security systems
- Increase deductible
- Maintain good credit
- Review coverage annually
- Ask about discounts (new home, claims-free, etc.)

Protect your investment?review your home insurance policy today and ensure you have adequate coverage for your needs.